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41520 CHARM LAKE DRIVE
Umatilla, FL 32784
$950,000
Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA.
The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs.
A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used.
Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.
Listing Courtesy of: LPT REALTY, LLC
877-366-2213
| Listing Id: | O6449945 |
|---|---|
| List Price: | $950,000 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Active |
| Bedrooms Total: | 5 |
| Bathrooms Full: | 4 |
| Living Area: | 4,936 |
| Tax Annual Amount: | $10,421 |
| Lot Size Square Feet: | 779,208 |
| Lot Size Acres: | 17.89 |
| Architectural Style: | Ranch |
| Waterfront?: | Yes |
| City: | Umatilla |
| County Or Parish: | Lake |
| Subdivision Name: | Dream Lake Poultry Ranches |
| Postal Code: | 32784 |
| Year Built: | 1979 |
| Additional Parcels?: | Yes |
| Appliances: | Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer |
| Bathrooms Total Integer: | 4 |
| Building Area Source: | Owner |
| Building Area Total: | 4936 |
| Building Area Units: | Square Feet |
| Carport Spaces: | 2 |
| Carport?: | Yes |
| Direction Faces: | East |
| Foundation Details: | Crawlspace |
| Construction Materials: | Frame |
| Cooling: | Central Air |
| Fireplace Features: | Family Room, Wood Burning |
| Directions: | From the intersection of SR-19 and CR-450W in Umatilla, travel west on CR-450W for approximately 5.5 miles. Turn sharply left onto Saint Thomas Avenue, then turn right onto Charm Lake Drive. The property is located on Charm Lake Drive. |
| Exterior Features: | RV Hookup |
| Flooring: | Ceramic Tile |
| Furnished: | Unfurnished |
| Garage Spaces: | 2 |
| Garage?: | Yes |
| Heating: | Central |
| Interior Features: | Cathedral Ceiling(s), Ceiling Fans(s), Vaulted Ceiling(s) |
| Laundry Features: | Electric Dryer Hookup, Inside, Washer Hookup |
| Levels: | One |
| Listing Contract Date: | 2026-10-14 |
| Ownership: | Fee Simple |
| Living Area Source: | Owner |
| Living Area Units: | Square Feet |
| Lot Features: | Farm, Gentle Sloping, In County, Pasture, Unincorporated, Zoned for Horses |
| Lot Size Acres: | 17.89 |
| Postal Code Plus4: | 8895 |
| MLS Area Major: | 32784 - Umatilla / Dona Vista |
| MLS Area Major: | 32784 - Umatilla / Dona Vista |
| Other Structures: | Additional Single Family Home, Barn(s), Finished RV Port, Guest House, Shed(s), Storage, Workshop |
| Original List Price: | $950,000 |
| Other Equipment: | RV Hookup |
| Parcel Number: | 05-18-26-0100-00C-01300 |
| Parking Features: | Circular Driveway, Covered, Guest, Off Street, RV Carport |
| Patio And Porch Features: | Covered, Deck, Screened |
| Stories Total: | 1 |
| Township: | 18S |
| Road Surface Type: | Gravel |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, FHA, VA Loan |
| Tax Year: | 2025 |
| Sewer: | Septic Tank |
| Special Listing Conditions: | None |
| Water Body Name: | CHARM LAKE |
| State Or Province: | FL |
| Additional Parcels Description: | 0 |
| Utilities: | BB/HS Internet Available, Electricity Connected |
| View: | Garden, Trees/Woods, Water |
| Water Source: | Well |
| Property Condition: | Completed |
| Public Survey Range: | 26E |
| Public Survey Section: | 05 |
| Zoning: | A |
| Possession: | Close Of Escrow |
| Vegetation: | Fruit Trees, Mature Landscaping, Trees/Landscaped, Wooded |
| Waterfront Features: | Lake Front |
| Alternate Key Folio Num: | 261805010000C01300 |
| Available For Lease Yn: | Yes |
| Barn Features: | Frame |
| Building Area Total Srch Sq M: | 458.57 |
| Calculated List Price By Calcula: | 192.46 |
| Cddyn: | No |
| Exist Lse Tenant Yn: | No |
| Farm Type: | Other |
| Flood Zone Code: | X |
| Green Verification Count: | 0 |
| Homestead Yn: | No |
| Lease Restrictions Yn: | No |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 458.57 |
| Lot Size Square Meters: | 72391 |
| Minimum Lease: | 1-7 Days |
| Room Count: | 7 |
| Sdeo yn: | No |
| Total Acreage: | 10 to less than 20 |
| Unit Number Yn: | No |
| Water Access: | Lake |
| Water Access Yn: | Yes |
| Water Extras Yn: | No |
| Water Frontage Feet Lake: | 735 |
| Waterfront Feet Total: | 735 |
| Water View: | Yes |
| Association 2 Yn: | 0 |
| Attribution Contact: | 877-366-2213 |
| Originating System Name : | Stellar MLS |
| In Law Suite Description: | 1 Bathroom, 1 Bedroom |
| In Law Suite Yn: | Yes |
| Green Energy Generation Yn: | No |
| Fireplace?: | Yes |
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Property Last Updated: October 17, 2026 05:06 AM - ET
