1 / 57
1285 HILLTOP PLACE
St Cloud, FL 34772
$499,000
Welcome to The Reserve at Pine Tree. This beautifully maintained and designed 4-bedroom, 3.5-bath home sits in a peaceful, family-oriented St. Cloud neighborhood. This property offers the perfect blend of comfort, modern living, and convenience in one of Central Florida’s fastest-growing areas. The home features a bright and inviting open layout with stylish finishes and thoughtfully designed spaces that make everyday living and entertaining effortless. The home welcomes you with high ceilings throughout the main living areas, creating an open and airy atmosphere ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, stainless steel appliances, ample cabinetry, and generous counter space. Eat-in kitchen with a designer backsplash. In-wall oven, solid wood cabinetry, high ceilings, walk-in pantry. First-floor laundry room. New Roof 2025. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Well-manicured yard, fenced, paver driveway. Gutters, Keyless Entry, French doors, recessed lighting, arched architectural features, built-ins, etc. Tons of natural light. Paved backyard patio with plenty of room for a custom pool, creating the perfect private oasis for
Florida living.
Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls—all maintained through a low-cost HOA ...
+ Read More
Listing Courtesy of: KELLER WILLIAMS REALTY AT THE PARKS
407-629-4420
| Listing Id: | O6452769 |
|---|---|
| List Price: | $499,000 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Active |
| Bedrooms Total: | 4 |
| Bathrooms Full: | 3 |
| Bathrooms Half: | 1 |
| Living Area: | 3,068 |
| Tax Annual Amount: | $6,124 |
| Lot Size Square Feet: | 6,970 |
| Lot Size Acres: | 0.16 |
| Architectural Style: | Contemporary, Craftsman |
| Waterfront?: | No |
| City: | St Cloud |
| County Or Parish: | Osceola |
| Subdivision Name: | Reserve At Pine Tree |
| Postal Code: | 34772 |
| Year Built: | 2021 |
| Additional Parcels?: | No |
| Appliances: | Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator |
| Association Amenities: | Clubhouse, Fitness Center, Park, Playground, Pool |
| Builder Name: | CENTURY HOMES FLORIDA LLC |
| Association Fee: | $114 |
| Association Fee Frequency: | Monthly |
| Association Fee Includes: | Pool, Maintenance Grounds |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 4 |
| Building Area Source: | Public Records |
| Building Area Total: | 3556 |
| Building Area Units: | Square Feet |
| Carport?: | No |
| Direction Faces: | North |
| Foundation Details: | Slab |
| Construction Materials: | Block, Brick, Concrete, Stucco |
| Cooling: | Central Air |
| Directions: | Take Narcoossee Rd & continue onto Hickory Tree Dr, turn left onto Creekway & turn left onto Hilltop Place. Property will be on your right. |
| Elementary School: | Michigan Avenue Elem (K 5) |
| Exterior Features: | Garden, Lighting, Private Yard, Rain Gutters, Sidewalk |
| Fencing: | Fenced, Vinyl |
| Flooring: | Carpet, Ceramic Tile, Laminate |
| Furnished: | Unfurnished |
| Garage Spaces: | 2 |
| Garage?: | Yes |
| Community Features: | Clubhouse, Community Mailbox, Fitness Center, Park, Playground, Pool, Sidewalks |
| Heating: | Central, Electric |
| High School: | St. Cloud High School |
| Interior Features: | Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments |
| Laundry Features: | Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup |
| Levels: | Two |
| Listing Contract Date: | 2026-11-02 |
| Ownership: | Fee Simple |
| Living Area Source: | Public Records |
| Living Area Units: | Square Feet |
| Lot Features: | Cleared, In County, Landscaped, Level, Sidewalk, Paved |
| Lot Size Acres: | 0.16 |
| Postal Code Plus4: | 6540 |
| Middle Or Junior School: | St. Cloud Middle (6-8) |
| MLS Area Major: | 34772 - St Cloud (Narcoossee Road) |
| MLS Area Major: | 34772 - St Cloud (Narcoossee Road) |
| Original List Price: | $499,000 |
| Other Equipment: | Private Yard |
| Parcel Number: | 26-26-30-0640-0001-0850 |
| Parking Features: | Driveway, Garage Door Opener, Guest, Off Street, On Street, Parking Pad |
| Patio And Porch Features: | Front Porch, Patio, Porch, Rear Porch |
| Pets Allowed: | Cats OK, Dogs OK |
| Property Attached?: | No |
| Stories Total: | 2 |
| Township: | 26S |
| Road Surface Type: | Asphalt |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, FHA, VA Loan |
| Tax Year: | 2025 |
| Senior Community?: | No |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | Yes |
| Utilities: | BB/HS Internet Available, Cable Available, Electricity Connected, Public |
| View: | Garden |
| Water Source: | Public |
| Public Survey Range: | 30E |
| Public Survey Section: | 26 |
| Zoning: | R1 |
| Spa?: | No |
| Vegetation: | Mature Landscaping, Trees/Landscaped |
| Window Features: | Skylight(s), Blinds, Drapes, Rods, Window Treatments |
| Home Warranty?: | No |
| Additional Lease Restrictions: | BUYER TO VERIFY ALL LEASE RESTRICTIONS WITH THE ASSOCIATION AND COUNTY |
| Additional Rooms: | Inside Utility, Loft |
| Alternate Key Folio Num: | 262630064000010850 |
| Association Approval Required Yn: | No |
| Association Email: | ContactUs@jedimanagement.com |
| Association Fee Requirement: | Required |
| Association Url: | https://www.jedimanagement.com/the-reserve-at-pine |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 330.36 |
| Calculated List Price By Calcula: | 162.65 |
| Cddyn: | No |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Floor Number: | 2 |
| Garage Dimensions: | 23X20 |
| Green Verification Count: | 0 |
| Homestead Yn: | Yes |
| Lease Restrictions Yn: | No |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 285.03 |
| Lot Size Square Meters: | 648 |
| Minimum Lease: | No Minimum |
| Monthly Hoa Amount: | $114 |
| Other Exemptions Yn: | No |
| Pet Restrictions: | BUYER TO VERIFY ALL PET RESTRICTIONS WITH THE ASSOCIATION AND COUNTY |
| Planned Unit Development Yn: | No |
| Room Count: | 10 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $1,368 |
| Total Monthly Fees: | $114 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Ag Exemption Yn: | No |
| Association Name: | Jedi Management |
| Association Phone: | (689) 204-2057 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 407-629-4420 |
| Originating System Name : | Stellar MLS |
| Dock Yn: | No |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| Fireplace?: | No |
| Pool Private?: | No |
| New Construction?: | No |
| New Construction?: | No |
Mortgage Calculator
Copyright 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. Information deemed reliable but is not guaranteed. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of My Florida Regional MLS DBA Stellar MLS. Real estate listings held by brokerage firms other than the owner of this page include the name of the listing broker. Information provided is for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This site will be monitored for 'scraping' and any use of search facilities of data on the site other than by a consumer looking to purchase real estate is prohibited. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. Information last updated on November 03, 2026 02:05 AM - ET
Based on information submitted to the MLS GRID as of November 03, 2026 02:05 AM - ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. Some listings have been excluded from this website.
IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time.
Property Last Updated: November 03, 2026 02:05 AM - ET
