7708 BENT TREE LOOP
St Cloud, FL 34773
$391,900
Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR—RECEIVED AFTER CLOSING!** PRICE REDUCED $20,000 + $15,000 FLEX CASH! Imagine starting your next chapter in a brand-new home where everyday moments have room to unfold: an easy morning breakfast, a relaxed evening together and a welcoming space for memorable gatherings. At 7708 Bent Tree Loop in Harmony Central, the Adams Homes 1780B plan brings that vision to life with 1,780 square feet, 3 bedrooms, 2 bathrooms and a 2-car attached garage. The single-story layout keeps daily living connected, while the private primary suite offers a comfortable place to recharge. Two additional bedrooms create options for guests, a home office or the hobbies you finally have room to enjoy. The open living and kitchen spaces make it easy to stay part of the conversation, whether you are preparing dinner or hosting a weekend gathering.
Now offered at $391,900, this completed new-construction home combines the comfort of a fresh start with meaningful purchase incentives. Harmony Central has NO CDD. Compared with the published FY2027 annual CDD assessments of $2,330.49 to $2,539.95 for certain 50-foot single-family lots in Harmony West, that means avoiding approximately $194 to $212 monthly in equivalent CDD costs - up to approximately $2,540 annually. Over 20 years, that projects to approximately $46,610 to $50,799 in avoided CDD assessments, assuming the cited annual amounts remain unchanged throughout that period; this is an illustration, not guaranteed future savings. Comparison is for CDD assessments ...
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Listing Courtesy of: ADAMS HOMES REALTY, INC.
407-523-1030
| Listing Id: | O6450742 |
|---|---|
| List Price: | $391,900 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Active |
| Bedrooms Total: | 3 |
| Bathrooms Full: | 2 |
| Living Area: | 1,780 |
| Tax Annual Amount: | $831 |
| Lot Size Square Feet: | 6,534 |
| Lot Size Acres: | 0.15 |
| Waterfront?: | No |
| City: | St Cloud |
| County Or Parish: | Osceola |
| Subdivision Name: | Harmony Central Ph 2 |
| Postal Code: | 34773 |
| Year Built: | 2026 |
| Appliances: | Dishwasher, Microwave, Range |
| Builder Name: | Adams Homes |
| Association Fee: | $908 |
| Association Fee Frequency: | Annually |
| Association Fee Includes: | Pool |
| Attached Garage?: | Yes |
| Bathrooms Total Integer: | 2 |
| Building Area Source: | Builder |
| Building Area Total: | 2122 |
| Building Area Units: | Square Feet |
| Direction Faces: | Southeast |
| Foundation Details: | Slab |
| Construction Materials: | Block |
| Cooling: | Central Air |
| Directions: | From Narcoossee Road, travel east on US-192 past Harmony High School and the Harmony entrance. Turn left into Harmony Central and follow Bent Tree Loop to 7708 Bent Tree Loop, Lot 18-P. |
| Elementary School: | Harmony Community School (K-5) |
| Exterior Features: | Sidewalk |
| Flooring: | Carpet, Tile |
| Furnished: | Unfurnished |
| Garage Spaces: | 2 |
| Garage?: | Yes |
| Community Features: | Community Mailbox, Dog Park, Pool |
| Heating: | Electric |
| High School: | Harmony High |
| Interior Features: | Ceiling Fans(s), High Ceilings, Open Floorplan, Pest Guard System, Stone Counters, Thermostat, Walk-In Closet(s) |
| Laundry Features: | Laundry Room |
| Levels: | One |
| Listing Contract Date: | 2026-10-17 |
| Ownership: | Fee Simple |
| Living Area Source: | Builder |
| Living Area Units: | Square Feet |
| Lot Size Acres: | 0.15 |
| Middle Or Junior School: | Harmony Middle |
| MLS Area Major: | 34773 - St Cloud (Harmony) |
| MLS Area Major: | 34773 - St Cloud (Harmony) |
| Original List Price: | $391,900 |
| Other Equipment: | Irrigation Equipment |
| Parcel Number: | 32-26-32-3666-000P-0180 |
| Pets Allowed: | Cats OK, Dogs OK, Yes |
| Township: | 26 |
| Road Surface Type: | Asphalt |
| Roof: | Shingle |
| Listing Terms: | Cash, Conventional, FHA, USDA Loan, VA Loan |
| Tax Year: | 2025 |
| Sewer: | Public Sewer |
| Special Listing Conditions: | None |
| State Or Province: | FL |
| Association?: | Yes |
| Builder Model: | 1780B |
| Utilities: | Cable Available, Electricity Connected, Water Connected |
| View: | Trees/Woods |
| Water Source: | Public |
| Property Condition: | Completed |
| Public Survey Range: | 32 |
| Public Survey Section: | 32 |
| Zoning: | RES |
| Window Features: | Double Pane Windows |
| Additional Lease Restrictions: | Call HOA directly |
| Alternate Key Folio Num: | 1220483 |
| Approval Process: | Call HOA directly |
| Association Approval Required Yn: | Yes |
| Association Fee Requirement: | Required |
| Association Url: | www.artemislifestyle.com |
| Available For Lease Yn: | Yes |
| Building Area Total Srch Sq M: | 197.14 |
| Calculated List Price By Calcula: | 220.17 |
| Cddyn: | No |
| Exist Lse Tenant Yn: | No |
| Flood Zone Code: | X |
| Flood Zone Date: | 2013-06-18 |
| Flood Zone Panel: | 12097C0295G |
| Green Verification Count: | 0 |
| Homestead Yn: | No |
| Lease Restrictions Yn: | No |
| Listing Exclusion Yn: | No |
| Living Area Meters: | 165.37 |
| Lot Size Square Meters: | 607 |
| Minimum Lease: | 7 Months |
| Monthly Hoa Amount: | $76 |
| Pet Restrictions: | Call HOA directly |
| Room Count: | 5 |
| Sdeo yn: | No |
| Total Acreage: | 0 to less than 1/4 |
| Total Annual Fees: | $908 |
| Total Monthly Fees: | $76 |
| Unit Number Yn: | No |
| Water Access Yn: | No |
| Water Extras Yn: | No |
| Water View: | No |
| Yrs Of Owner Prior To Leasing Re: | 0 |
| Association Name: | Artemis Life Style |
| Association Phone: | 407-705-2190 |
| Association 2 Yn: | 0 |
| Attribution Contact: | 407-523-1030 |
| Originating System Name : | Stellar MLS |
| In Law Suite Yn: | No |
| Green Energy Generation Yn: | No |
| New Construction?: | Yes |
| New Construction?: | Yes |
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Property Last Updated: October 19, 2026 03:43 AM - ET
















