# 41520 Charm Lake Drive, Umatilla, FL

> This Residential listing has 5 Beds, 4 Full Baths. Schedule a showing for 41520 Charm Lake Drive in Umatilla, FL.

- Price: $950,000
- Status: Active
- Property Type: Residential
- MLS ID: O6449945
- Features: 5 Beds, 4 Full Baths
- Photo: https://prd-pbgo-mls-photos.s3.amazonaws.com/mfr/properties/photos/O6449945_458eeb9ac3fc10c4bfadc1bb30da4146.jpg

## Description

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA.

The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs.

A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used.

Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

## Attribution

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  Information last updated on October 17, 2026 04:14 AM - ET

Property last updated: October 17, 2026 04:14 AM - ET.
