400 N Palafox St
Pensacola, FL 32501
$900,000
Right in the heart of downtown Pensacola, this one puts you exactly where you want to be. Step outside and you’re just moments from local dining, nightlife, galleries, and waterfront strolls. It’s the kind of location where weekends plan themselves and everything feels within reach. This custom-built home was thoughtfully designed by the owner to make the most of downtown living, with a front balcony and an upstairs terrace that capture the energy and views of the city. Whether it’s morning coffee above the rooftops or evenings soaking it all in, this home keeps you connected to the best of Pensacola. The layout offers incredible flexibility. Use it as a primary residence, income-producing property, guest-friendly setup, or a mix of all three. With separate living possibilities built in, it easily adapts to your needs. Take the elevator up to the second floor and you’ll find a true highlight: a spacious terrace made for entertaining and unwinding. An outdoor kitchen, bar area, lounge space, and hot tub create your own private retreat in the middle of downtown. Inside, both levels offer generous laundry rooms and ample storage throughout. The fourth bedroom is set up with bunk beds to comfortably host extra guests, making it ideal for visiting friends or short-term stays. An oversized garage adds even more function, complete with a built-in overhead storage deck. If you’ve been looking for a downtown home that blends lifestyle, ...
+ Read More| Listing ID: | 681991 |
|---|---|
| List Price: | $899,990 |
| Close Price: | $900,000 |
| Close Date: | 2026-09-24 |
| Property Type: | Residential |
| Property Sub Type: | Single Family Residence |
| Status: | Closed |
| Bedrooms Total: | 4 |
| Bathrooms Full: | 3 |
| Living Area: | 2,361 |
| Association Fee: | $150 |
| Lot Size Square Feet: | 2,613.6 |
| Lot Size Acres: | 0.06 |
| Architectural Style: | Contemporary |
| Waterfront?: | No |
| City: | Pensacola |
| County Or Parish: | Escambia - Fl |
| Subdivision Name: | Belmont Tract |
| Postal Code: | 32501 |
| Year Built: | 2020 |
| Appliances: | Gas Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator |
| Association?: | Yes |
| Cooling: | Central Air, Ceiling Fan(s) |
| Flooring: | Tile |
| Garage Spaces: | 2 |
| Heating: | Central |
| Interior Features: | Ceiling Fan(s), Elevator, Recessed Lighting |
| Lot Features: | Central Access |
| Parking Features: | 2 Car Garage, Garage Door Opener |
| Parking Total: | 2 |
| Pool Features: | None |
| Sewer: | Public Sewer |
| State Or Province: | FL |
| Water Source: | Public |
| Association Fee Frequency: | Annually |
| Association Fee Includes: | Association |
| Bathrooms Total Integer: | 3 |
| Building Area Total: | 2,361 |
| Garage?: | Yes |
| Heating?: | Yes |
| Levels: | Two |
| Living Area Units: | Square Feet |
| Lot Size Area: | 0.06 |
| Parcel Number: | 000S009010028010 |
| Patio And Porch Features: | Covered Deck, Covered Porch |
| Property Condition: | Resale |
| Road Responsibility: | Public Maintained Road |
| Roof: | Metal |
| Security Features: | Smoke Detector(s) |
| Spa Features: | Private |
| Spa?: | Yes |
| Window Features: | Storm Window(s), Blinds |
| Construction Materials: | Frame |
| Cooling?: | Yes |
| Directions: | From Cervantes, turn south onto Palafox Street. Head South on Palafox. Home is at the corner of Palafox and Belmont |
| Elementary School: | Global Learning Academy |
| High School: | Pensacola |
| Laundry Features: | W/D Hookups, Laundry Room |
| Leasable Area Units: | Square Feet |
| Middle Or Junior School: | WORKMAN |
| Original List Price: | $959,000 |
| Buyer Financing: | FHA |
| Covered Spaces: | 2 |
| Foundation Details: | Slab |
| Possession: | Close Of Escrow |
| Stories: | 2 |
| Basement: | false |
| Building Area Units: | Square Feet |
| Electric: | Copper Wiring |
| Lot Size Units: | Acres |
| Homestead: | Yes |
| Rent Restrictions: | No |
| Sale Subject To Lease: | No |
| Price Per Sqft: | 381.19 |
| Sale/Rent: | For Sale |
| Room Bathroom Features: | Not Updated |
| Room Bedroom1 Area: | 120 |
| Room Bedroom1 Length: | 10 |
| Room Bedroom1 Level: | Second |
| Room Bedroom1 Width: | 12 |
| Room Bedroom Area: | 80 |
| Room Bedroom Length: | 8 |
| Room Bedroom Level: | First |
| Room Bedroom Width: | 10 |
| Room Dining Room Features: | Eat-in Kitchen |
| Room Kitchen Area: | 216 |
| Room Kitchen Features: | Not Updated, Kitchen Island |
| Room Kitchen Length: | 12 |
| Room Kitchen Level: | First |
| Room Kitchen Width: | 18 |
| Room Living Room Area: | 110 |
| Room Living Room Length: | 10 |
| Room Living Room Level: | First |
| Room Living Room Width: | 11 |
| Room Master Bedroom Area: | 117 |
| Room Master Bedroom Length: | 9 |
| Room Master Bedroom Level: | First |
| Room Master Bedroom Width: | 13 |
| Room Office Area: | 35 |
| Room Office Length: | 5 |
| Room Office Level: | Second |
| Room Office Width: | 7 |
| Zoning Description: | City |
Listing Courtesy of: ASSIST 2 SELL REAL ESTATE
Listing Agent: Christopher Howard
850-982-4154
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Pensacola Association of REALTORS® data last updated on October 08, 2026 06:29 PM - ET.
Property Last Updated: October 08, 2026 06:29 PM - ET
